Traditional financing with excellent rates and terms for qualified borrowers. Build wealth through homeownership.
Access some of the best rates available when you qualify with strong credit and income.
Choose from 15, 20, or 30-year terms to match your financial goals and timeline.
Qualify with as little as 3% down, with options for even lower down payments for strong borrowers.
Put down 20% or more to avoid mortgage insurance and save thousands over your loan term.
Finance primary residences, second homes, and investment properties with competitive rates.
Streamlined underwriting and processing get you to closing quickly—often in 21-30 days.
Stable employment history (2+ years); verified W-2 income or business documentation
Liquid assets to cover down payment and closing costs; may require cash reserves
Property must appraise at or above purchase price; meets Fannie Mae/Freddie Mac standards
Recent tax returns, pay stubs, bank statements, and title search
Minimum 620 credit score; clean payment history preferred
Homeowners insurance required before closing
Our expert loan officers are ready to guide you through the conventional financing process and answer any questions you have.
