Financing designed when conventional loan limits are not enough. Access competitive rates and flexible terms for your premium home purchase or refinance.
High Loan Limits
Competitive Rates
Flexible Terms
Designed for premium properties and discerning borrowers who need more flexibility and higher loan amounts.
Loans designed when conventional loan limits are not enough. Flexible financing for premium properties.
Access market-leading rates for qualified borrowers with excellent credit and strong financial profiles.
Choose from various loan terms and rate options (fixed and adjustable) tailored to your financial goals.
Finance your primary residence or second home with flexible options for different property scenarios.
Streamlined documentation process with clear requirements and transparent underwriting for peace of mind.
Fast, efficient closing timeline so you can move into your premium property with confidence and speed.
Meet these criteria to qualify for a Jumbo loan tailored to your premium property needs.
740+ Excellent credit required
Strong credit history demonstrates financial responsibility and loan repayment capability.
10-20%+ of purchase price
Higher down payments required for premium properties. Larger investments reduce lender risk.
36-43% Maximum DTI allowed
Must maintain low debt relative to income to ensure loan repayment capacity.
12-24 months of mortgage payments
Substantial reserves demonstrate financial stability and ability to weather economic changes.
Primary or Secondary residence
Finance your primary home, vacation property, or luxury secondary residence.
$1M+ Available in amounts exceeding conventional limits
Flexible financing for premium properties beyond standard loan amount caps.
Bankruptcy
Chapter 7: 7-year wait period from discharge date
Foreclosure
3-7 year wait period depending on circumstances
Collections & Judgments
Must be resolved or in acceptable payment plan
Start your Jumbo loan application today and get competitive rates for high-value properties.
