Affordable financing for first-time and owner-occupied homebuyers with flexible requirements.
Get approved with as little as 3.5% down payment, making homeownership more accessible.
Credit scores as low as 500 are eligible, opening doors for borrowers with limited credit history.
More lenient guidelines make qualification easier, even with past credit challenges.
Ideal for primary residences and multi-unit properties (up to 4 units) where you live in one unit.
The property must be your primary residence. FHA loans also allow financing on 2-4 unit properties as long as you live in one of the units.
Credit Score 580+
3.5%
Down Payment
Credit Score 500-579
10%
Down Payment
FHA loans typically accept higher debt-to-income ratios than conventional loans, making qualification easier for borrowers with existing debt obligations.
Let our experts guide you through the FHA loan process. Apply now and take the first step toward homeownership.
