Honor your service with zero-down financing. Competitive rates, no PMI, and flexible terms designed for those who served.
Exclusive benefits designed to reward your service and support homeownership.
Finance 100% of your home's purchase price with no down payment required.
VA guarantee eliminates private mortgage insurance costs, saving thousands annually.
Typically lower interest rates than conventional loans due to VA guarantee backing.
No minimum credit score required; lenders focus on your overall financial profile.
Future buyers can assume your loan with VA approval, adding resale flexibility.
Fast, efficient closing timelines so you can move into your new home quickly.
Understanding the requirements to qualify for VA financing.
Required to prove your military service and entitlement. Apply online at VA.gov or through your lender.
90+ days active duty (continuous) or current active duty. Discharged veterans must have honorable discharge.
No minimum required, but 620+ is practical standard. We review overall financial profile.
Up to 41% DTI standard; higher ratios possible with compensating factors.
Recent W-2s, pay stubs, tax returns required. Self-employed applicants need 2 years documentation.
Primary residence only. Single-family homes, condos (VA-approved), and new construction eligible.
If a service member died on active duty or from a service-connected disability, their surviving spouse may be eligible for VA benefits. Unmarried at time of death is required. Contact us for details.
Our VA loan specialists understand the unique benefits available to you. Get pre-qualified today and discover your zero-down financing options.
